At Bay Psychology, we are an out-of-network provider, which means we do not bill insurance directly. Many families still receive partial reimbursement depending on their insurance plan.

Insurance & Payment

Out-of-Network Benefits

If you have a PPO or POS plan, you may be able to get money back for sessions. We can provide a superbill for you to submit to your insurance company.

Make Reimbursement Easier with Mentaya

We partner with Mentaya, a service that helps clients get reimbursed for out-of-network therapy. Mentaya can:

  • Check your out-of-network benefits
  • Submit claims for you
  • Track reimbursements

There is a small fee for using Mentaya's service.

HSA & FSA

You may use HSA or FSA funds for therapy sessions.

Need an In-Network Provider?

You can search for in-network clinicians at: www.psychologytoday.com

You have the right to receive a Good Faith Estimate explaining the expected cost of your care if you are not using insurance.

If your bill is $400+ higher than the estimate, you can dispute it.

Please keep a copy of your estimate for your records.

Good Faith Estimate

Many families choose to pay privately because it offers:

  • More privacy
  • More control over your treatment

Even as an out-of-network provider, many insurance plans will still reimburse a portion of services.

Paying Privately